Our Products
BESANIA PRODUCTS
Besania cooperative savings and credit society uses holistic approach to development through social, economic and spiritual dimensions. We create opportunities through services that empower members and offer cheap and affordable credit facilities and savings to the members.
The services offered to members include the following:
1. RAM
Besania cooperative savings and credit society work to protect resources and improve access to the tools and knowledge needed to adapt to the adverse climatic impact and adopt sustainable practices to build resilience.
What we do
Tree planting campaign
Nursery bed establishment
Water security/ rain water harvesting
Urban waste management
Smart farming agriculture
Bee keeping project
2. FINANCIAL SERVICES
What We Offer
Small and big enterprise loans
Finance for big and small enterprise who cannot afford loans from big commercial banks.
Agriculture loans
Loans for agriculture workers, agriculture inputs and agriculture value addition chain
Savings
We encourage members to develop a saving culture since savings play critical roles in helping people to plan for the future, make investments, smooth spending habits and cope with financial shocks
Digital financial services
Savings and loan repayments through mobile money and agency banking
4. COMMUNITY EMPOWERMENT
What we do
Raising awareness and building capacity initiatives to increase social awareness and action against diseases, hunger and poverty
Group’s formation and trainings
3. WATER, SANITATION AND HYGIENE
What we do
Access to safe water facilities
We provide ceramic water filter purifaayas and construct rain water harvesting tanks at lower cost
Waste management in urban centers
We offer trainings to the youth to fight our climate challenges and environmental health and sanitation good practices by recycling agricultural and urban wastes to manufacture charcoal briquettes for house hold cooking
5. AGRICULTURE AND FOOD SECURITY INITIATIVES
What we do
Agriculture training skills
We offer agriculture practical skills to our members at our demonstration farms and how to add value in the agriculture products and post-harvest handling practices
Enterprise and market development
We also buy products especially maize from farmers during harvesting season when food is in plenty store it and add value and sell it back to members at lower prices when food is scarce in case of bad weather or during planting season.
Enterprise and market development
We also buy products especially maize from farmers during harvesting season when food is in plenty store it and add value and sell it back to members at lower prices when food is scarce in case of bad weather or during planting season.
6. HEALTH CARE SERVICES
What we do
CBHI (community based health insurance)
Members are encouraged to save some money per year which covers the member’s medical bills and this safeguards their lives and copes with immediate financial shocks in the event of illness of a member or member of the family.
7. SPIRITUAL SERVICES
What we do
Business counseling
We offer business guidance and counseling to members who got challenges in their businesses and failed to pay back the loans granted by the Sacco.
Fellow Ship Meetings
We also organize regular fellowship meetings for members where they meet together read the bible and conduct prayers. Through these meetings members are encouraged to uphold the core values of the organization
Outreach programs
Missions are conducted to reach out for the unreached, build social capital and challenge Christians to get together in fellowship, keep together purposely and act together in obeying God by serving fellow men
Agriculture Loan
Are you a farmer looking to improve your agricultural practices, Besania sacco is your answer
Home Improvement Loan
Are rou planningto improve your home, Besania sacco is your answer
Business Loan
Are you planning to improve or start a business, Besania sacco is your answer
Asset Financing
Are you planning to improve your assets, Besania sacco is your answer